Read Our Reviews

Client First Mortgages is rated 4.76 out of 5.0 stars based on 41 review(s).

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Steve offers outstanding service! Covers all bases for very smooth transitions through the entire process. Thank you.

- Jamie Parkin

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Great guy great service

- William Carrie

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Excellent, professional, efficient. Impressive. Very thankful to have Steve organize the deal.

- Cheryl Harrington

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I was very impressed with the service I received with ClientFirst. I highly recommend them. Very professional and knowledgable.

- Susan arnold

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Very good

- Todd Wiebe

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Steve was extremely helpful, knowledgeable and prompt. He made the process and my options easy to understand and I would highly recommend him to anyone.

- Glen Fishbook

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Steve is fantastic, gets the job done with little fuss and he is clear in explaining the process and mortgage products

- Timothy McCutcheon

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Great service! Thanks Steve!

- Clive Ivins

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Thanks for the work and time you did Thanks again

- Ricky Vella

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Steve was very organized, informative, punctual, and reassuring especially with everything going on with the pandemic and not being able to meet people in person.

- Brodie Procyk

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Very professional, and well informed. I appreciated the advice and service. Steve kept me informed of the latest information and market advice, and quickly helped with my mortgage needs and future planning. I would definately recommend, and will use again Client First Mortgages.

- Susan Arnold

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Steve is very professional and made the mortgage process quick and easy!

- Kent Senko

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This was our first home purchase, Steve was very patient with us, not only explaining all the steps of the mortgage application process but also walking us through various scenerios and concerns.

- Robert Gora

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I would highly recommend Steve DSouza as an amazing mortgage broker. This was my first experience with using a mortgage broker and I must say that he was so on top of every part of the process, extremely professional, and got us an amazing result in a very timely manner, especially through this COVID-19 time in our lives. I highly recommend using Steve DSauza for your mortgaging needs.

- Lynn Anderson

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Steve made the mortgage process smooth and simple. As questions arose, communication was clear and helpful. As a first time a first time home buyer, the learning curve of finding an ideal mortgage resembled less of a mountain and more of a hill. Would recommend.

- Joel MacLean

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Hey there Steve. You made the process smooth and informative; you brought clarity when answering questions and it couldn't have been a better process. The place is great, and our transition into it has been easy! We will definitely recommend your services to friends and family.

- Joel M and Aaron M

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First Class

- Richard Brown

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Steve was very helpful from the beginning. He was knowledgeable and professional. Highly recommended!

- Alan Braun

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This was my first time using a Mortgage Advisor and I wasn't disappointed. Nathan was professional, helpful, knowledgeable, and so informative. I got a great rate on my mortgage. I would definitely recommend Nathan to my friends and family.

- Jennifer Baillie

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Very professional and got me a great rate!

- Pamela House

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great job

- Nelson Talbot

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Great to work with; knows his stuff.

- Scott Walters

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Had the privilege of working with Steve D'souza as my mortgage advisor. He went over and above for me and gave me all the information when it comes to the fine details of the mortgage and the best deal. Will definitely be recommending Steve to all my friends and family.

- William Lawless

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We’ve worked with Nathan Isherwood twice now and the process is easy for clients who might not be doing mortgage applications often and his explanations are clear and easily understood.

- Greg Basham

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We've worked with Nathan Isherwood twice now and the process is easy for clients who might not be doing mortgage applications often and his explanations are clear and easily understood.

- Greg Basham

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Steve was easy to work with! He made the process smooth and reduced the stress of financing. His communications were clear and timely. We would definitely use his services again.

- Lisa-Dawn Markle

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I highly recommend Steve & Nathan at Client First Mortgages! I will continue to use personally and recommend to my friends and family for all their new mortgage and re-financing needs!!

- Chase Shymkiw

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I highly recommend Steve & Nathan at Client First Mortgages! I will continue to use personally and recommend to my friends and family for all their new mortgage and re-financing needs!!

- Chase Shymkiw

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I highly recommend Steve & Nathan at Client First Mortgages! I will continue to use personally and recommend to my friends and family for all their new mortgage and re-financing needs!!

- Chase Shymkiw

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I highly recommend Steve & Nathan at Client First Mortgages! I will continue to use personally and recommend to my friends and family for all their new mortgage and re-financing needs!!

- Chase Shymkiw

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I highly recommend Steve & Nathan at Client First Mortgages! I will continue to use personally and recommend to my friends and family for all their new mortgage and re-financing needs!!

- Chase Shymkiw

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Steve! Thank you so much for everything, the mortgage process was seamless and pleasant. Usually a stressful process but you made it so much better, Star and Nabi

- Setareh Doustdar-Haghighi

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Steve always makes himself available, even for the most simple of questions.

- David McKillop

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We recently purchased an investment property and had Steve help us out. He was able to get us qualified at a lower rate and for more money than the bank. He was a pleasure to work with.

- Brad Davis

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We had a really short contract period but Nathan was able to get us approved at a great rate and without any hassles. The whole process was smooth and stress free. Thanks.

- Bradley Davis

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Steve was so helpful, calm, and encouraging every step of the way - he made what could be a very stressful process as smooth and painless as could be. Thanks Steve!

- Natalie Jones

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We are very happy with our dealings with Nathan. He was able to set up things for us quickly and answered any questions or concerns we had.

- Constance Robson

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This is our second time using Steve as our mortgage broker. He goes above and beyond every time. Always answers questions we have no matter how big or small, and lets us know what is going on every step of the way! He’s amazing at his job and very knowledgeable!

- Jennifer Boyes

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No one better than Nathan

- Michelle Lycan

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Steve's caring and knowledge was essential.He is an asset to your company!

- Hooshang Jafarzadeh

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Excellent experience. We will highly recommend Steve.

- Christopher Rankin

Qualifying rate drop, time for first-time-homebuyers?

The drop in qualifying rate might open the path for first-time-homebuyers.

CMHC is hinting at increasing the minimum Down Payment

If the minimum down payment policy change, will you still qualify for a mortgage?

Home Refinancing is getting tougher.

More difficult to refinance your home.

Six-month Deferrals could cost you!

Six-month-deferrals could cost you.

Impact on Borrowers and Markets

Impact of COVID-19 on the Mortgage Borrowers and Markets

Build a plan to move into your Dream home.

Use the time now to build a plan to buy your dream home.

Mortgage rates increasing, despite Bank of Canada rate drop

Fixed mortgage rates hiked, discounts on variable rates slashed as banks seek liquidity.

BoC lowers overnight rate and Big Banks are responding.

Big Banks are responding to the overnight rate cut by BoC.

Are you financially ready for a mortgage or will the change in Stress-test impact you?

If you feel financially ready for a mortgage, please contact us to see what you can qualify for.

Changes to the mortgage stress test, will it affect your buying power?

Will the changes to the mortgage stress test affect your buying power?

Your mortgage and divorce

Dividing a major asset during the divorce process can be less stressful if you know your mortgage options.

How to benefit from refinancing your property.

How to benefit from refinancing your property.

First Time Homebuyers are eager to be part of the real estate growth.

As a First Time Homebuyer, it is important to contact us, so that we can assist you with the process.

Investment property is a still a good choice.

If you are interested in buying an investment property, don't delay, contact us to see if it is a viable…

Overnight rate unchanged, time to refinance?

As predicted by the industry experts, the Bank of Canada kept its overnight rate at 1.75% last week. Many homeowners…

Survey shows most home buyers want the personal touch.

The recent annual Mortgage consumer Survey released by Canada Mortgage and Housing corporation (CMHC), showed that affordability was key for…

Should you make use of Home Equity Lending?

Home Equity Lending in Canada, is a general term that describes different types of loans in which the borrower uses…

With housing in full rebound, is this the time to purchase an investment property?

Statistics released by the Canadian Real Estate Association (CREA) last week, shows that national home sales rose for the seventh…

Do you need your property Appraised?

Do you need to get your property appraised? Here are a few tips that can help you get top market…

First Time Home Buyer Incentive Program

The first thing any prospective home buyer needs to do, is determine whether they can afford to buy the home…

Bank of Canada holds interest rate again.

The Bank of Canada held its overnight rate at 1.75% again on September 04th, citing the escalation in the U.S.-China…

New to Canada, do you qualify for a mortgage?

Being new to Canada will be an exciting time, but it can also come with many challenges. If you would…

Are you financially ready for a mortgage?

Canadian real estate prices are back to growing after seeing minor price declines for half of a year, so do…

Up to date with your Summer Maintenance?

Just like regular oil changes for your car, keeping up with regular home maintenance tasks will keep you from future…
Will the lowering of the qualifying mortgage rate help the first time homebuyers?

Will the lowering of the qualifying mortgage rate help the first time homebuyers?

Many first time homebuyers were excited to hear that the Bank of Canada has lowered the rate used for mortgage…
Understanding your Credit report and the impact of a foreclosure.

Understanding your Credit report and the impact of a foreclosure.

A credit report is a history of how consistently you pay your financial obligations.  It is created when you first…

Bank of Canada Maintains overnight rate and raises 2019 Forecast.

The Bank of Canada held the target overnight rate at 1.75% for the sixth consecutive decision this week and showed…

4 Home improvements/renovations that will pay you back.

Some home improvements / renovations provide more of a payback when you sell the house down the road.  Here’s list…

Who really sets the Mortgage interest rates?

An article recently addressed the pricing strategy of the Big Six banks, BMO, CIBC, National Bank, RBC, Scotiabank and TD…

First-Time Home Buyer Incentive

The Program for First-Time Home Buyers was introduced during the federal budget in March 2019, but some of the key…