Interest Rates and Mortgage Rates

Interest Rates and Mortgage Rates

If you are considering buying a home, now is a good time to call us and talk about mortgage rates.…
Learn before you leap - Down Payment

Learn before you leap - Down Payment

In order to buy a home, the first thing you will need is a down payment. The more money you…

Stress test hike confirmed, can you afford to buy a home?

The first thing any prospective homebuyer needs to do is determine whether you can afford to buy the home you…
Build a plan to move into your dream home

Build a plan to move into your dream home

It takes the average Canadian household 63 months, or just over 5 years, to save the minimum down payment needed…

Understanding the Bank of Canada's monetary policy and what it means for you.

The target for the Overnight Rate: At the Bank of Canada(BoC), the primary tool they use to control inflation is…

Bank of Canada sees 2022 rate hike

The Bank of Canada (BoC) is scaling back its massive asset purchase program known as quantitative easing, while also signaling…
Down Payment – Do I need mortgage insurance?

Down Payment – Do I need mortgage insurance?

Buying a home – How much of a down payment should you have? Are you thinking about buying a home?…
Market Commentary – Buying a home?

Market Commentary – Buying a home?

Concerns about a housing bubble are on the rise Are you thinking about buying a home? In February sales activity…
Interest Rates Rising – How to secure the lowest rate

Interest Rates Rising – How to secure the lowest rate

Five-year fixed mortgage rates are beginning to climb. If you want to take advantage of low rates you should act…
House affordability – How much will my home cost?

House affordability – How much will my home cost?

Home prices increasing much faster than wages A new house affordability study indicates that in the last decade, the amount…
Market Update – Talk to a Mortgage Broker

Market Update – Talk to a Mortgage Broker

The Canadian Housing Market The Canadian housing market continues to break records with home sales up 35.2%, compared to January…
Take advantage of record-low Mortgage Rates

Take advantage of record-low Mortgage Rates

Are you wanting to take advantage of record-low mortgage rates? At Client First Mortgage Solutions we have access to a…
Canada’s Housing Market – Thinking about your dream home?

Canada’s Housing Market – Thinking about your dream home?

CFMS can help you find your dream home! Even with a global pandemic the 2020 Canadian real estate market had…
Are you ready to downsize?

Are you ready to downsize?

Why you should choose us Are you ready to downsize? We can help you. At Client First Mortgage Solutions we…
Housing Market - How do you find the right home?

Housing Market - How do you find the right home?

The Fraser Valley Real Estate Market and Buying a home in 2021 Are you thinking about purchasing a home in…

What experts say about the 0.99% mortgage rate.

It happened! Canada is now home to a sub-1% mortgage rate! It’s the kind of absurdly low number that have…

2021 Real Estate Forecast

Opinion is split on where prices are headed in hot housing markets like the greater Toronto and Vancouver areas, and…
Refinancing and Your Credit Score

Refinancing and Your Credit Score

Refinancing and understanding your credit score. How we can help you Mortgage rates are low, which may have you wondering…
A Sellers' Market – Are You Getting Ready To List Your Home?

A Sellers' Market – Are You Getting Ready To List Your Home?

Things to consider before you list your home Before you list your home for sale there are things you should…
What is Mortgage Insurance?

What is Mortgage Insurance?

Are you ready to purchase a home? The first thing any prospective homebuyer needs to do is determine whether they…
Learn Before You Leap – What will happen to Mortgage Rates?

Learn Before You Leap – What will happen to Mortgage Rates?

Are the days of the record breaking low five-year fixed rate coming to an end? With the positive news from…
Financial Literacy - Managing Your Mortgage

Financial Literacy - Managing Your Mortgage

Managing Your Mortgage. Whether you are thinking about buying a home or refinancing an existing home, it is important to…
Buying a home? Rates will stay low until 2023

Buying a home? Rates will stay low until 2023

Rates are low and will stay low until 2023 The Bank of Canada (BoC) has announced it will hold its…
Thinking About Listing? Here are some things to consider

Thinking About Listing? Here are some things to consider

Are you thinking about selling your home? In B.C. $49.7 billion dollars worth of homes have sold across the province…
Mortgage Rates - How low will they go?

Mortgage Rates - How low will they go?

Mortgage Rates are at a Record Low Currently Canadian Mortgage Rates are at a record low. If you are in…
Do You Want A Better Mortgage Rate - A Mortgage Analysis Could Help You

Do You Want A Better Mortgage Rate - A Mortgage Analysis Could Help You

Does it make sense to break your mortgage for a better rate? This is a question on a lot of…

Rapidly evolving expectations in the housing market

The rapidly evolving expectations in the housing market.

Pandemic-related rules on mortgage deferrals being phased out.

As the mortgage deferral rules tighten, it's time to assess your ability to pay.

Why borrow against your home equity?

Home equity lending is a general term that describes different types of loans where you would use the equity in…