Build a plan to move into your Dream home.

Use the time now to build a plan to buy your dream home.

Mortgage rates increasing, despite Bank of Canada rate drop

Fixed mortgage rates hiked, discounts on variable rates slashed as banks seek liquidity.

BoC lowers overnight rate and Big Banks are responding.

Big Banks are responding to the overnight rate cut by BoC.

Are you financially ready for a mortgage or will the change in Stress-test impact you?

If you feel financially ready for a mortgage, please contact us to see what you can qualify for.

Changes to the mortgage stress test, will it affect your buying power?

Will the changes to the mortgage stress test affect your buying power?

Your mortgage and divorce

Dividing a major asset during the divorce process can be less stressful if you know your mortgage options.

How to benefit from refinancing your property.

How to benefit from refinancing your property.

First Time Homebuyers are eager to be part of the real estate growth.

As a First Time Homebuyer, it is important to contact us, so that we can assist you with the process.

Investment property is a still a good choice.

If you are interested in buying an investment property, don’t delay, contact us to see if it is a viable…

Overnight rate unchanged, time to refinance?

As predicted by the industry experts, the Bank of Canada kept its overnight rate at 1.75% last week. Many homeowners…

Survey shows most home buyers want the personal touch.

The recent annual Mortgage consumer Survey released by Canada Mortgage and Housing corporation (CMHC), showed that affordability was key for…

Should you make use of Home Equity Lending?

Home Equity Lending in Canada, is a general term that describes different types of loans in which the borrower uses…

With housing in full rebound, is this the time to purchase an investment property?

Statistics released by the Canadian Real Estate Association (CREA) last week, shows that national home sales rose for the seventh…

Do you need your property Appraised?

Do you need to get your property appraised? Here are a few tips that can help you get top market…

First Time Home Buyer Incentive Program

The first thing any prospective home buyer needs to do, is determine whether they can afford to buy the home…

Bank of Canada holds interest rate again.

The Bank of Canada held its overnight rate at 1.75% again on September 04th, citing the escalation in the U.S.-China…

New to Canada, do you qualify for a mortgage?

Being new to Canada will be an exciting time, but it can also come with many challenges. If you would…

Are you financially ready for a mortgage?

Canadian real estate prices are back to growing after seeing minor price declines for half of a year, so do…

Up to date with your Summer Maintenance?

Just like regular oil changes for your car, keeping up with regular home maintenance tasks will keep you from future…
Will the lowering of the qualifying mortgage rate help the first time homebuyers?

Will the lowering of the qualifying mortgage rate help the first time homebuyers?

Many first time homebuyers were excited to hear that the Bank of Canada has lowered the rate used for mortgage…
Understanding your Credit report and the impact of a foreclosure.

Understanding your Credit report and the impact of a foreclosure.

A credit report is a history of how consistently you pay your financial obligations.  It is created when you first…

Bank of Canada Maintains overnight rate and raises 2019 Forecast.

The Bank of Canada held the target overnight rate at 1.75% for the sixth consecutive decision this week and showed…

4 Home improvements/renovations that will pay you back.

Some home improvements / renovations provide more of a payback when you sell the house down the road.  Here’s list…

Who really sets the Mortgage interest rates?

An article recently addressed the pricing strategy of the Big Six banks, BMO, CIBC, National Bank, RBC, Scotiabank and TD…

First-Time Home Buyer Incentive

The Program for First-Time Home Buyers was introduced during the federal budget in March 2019, but some of the key…

Will the First Time Homebuyer Program fall short?

Buying a home is one of the biggest financial decisions you will make.  As a First Time Homebuyer, it is important…

Which lending partner is best for you?

To accommodate the wide-ranging needs of prospective home buyers, we maintain sound relationships with a diverse group of lending partner in…

A mortgage analysis before you renew is always beneficial.

Getting expert advice from a mortgage broker when you need to renew your mortgage is imperative.  He will be able…

Will longer term mortgages be the answer?

  Recently, Stephen Poloz the Governor of the Bank of Canada, stated that he felt the country’s mortgage market needs…

Home renovations and how to finance it.

Is your home getting too small for your family and are you looking at renovations?  If you plan carefully, you…