Up to date with your Summer Maintenance?
Just like regular oil changes for your car, keeping up with regular home maintenance tasks will keep you from future…
Will the lowering of the qualifying mortgage rate help the first time homebuyers?
Many first time homebuyers were excited to hear that the Bank of Canada has lowered the rate used for mortgage…
Understanding your Credit report and the impact of a foreclosure.
A credit report is a history of how consistently you pay your financial obligations. It is created when you first…
Bank of Canada Maintains overnight rate and raises 2019 Forecast.
The Bank of Canada held the target overnight rate at 1.75% for the sixth consecutive decision this week and showed…
4 Home improvements/renovations that will pay you back.
Some home improvements / renovations provide more of a payback when you sell the house down the road. Here’s list…
Who really sets the Mortgage interest rates?
An article recently addressed the pricing strategy of the Big Six banks, BMO, CIBC, National Bank, RBC, Scotiabank and TD…
First-Time Home Buyer Incentive
The Program for First-Time Home Buyers was introduced during the federal budget in March 2019, but some of the key…
Will the First Time Homebuyer Program fall short?
Buying a home is one of the biggest financial decisions you will make. As a First Time Homebuyer, it is important…
Which lending partner is best for you?
To accommodate the wide-ranging needs of prospective home buyers, we maintain sound relationships with a diverse group of lending partner in…
A mortgage analysis before you renew is always beneficial.
Getting expert advice from a mortgage broker when you need to renew your mortgage is imperative. He will be able…
Will longer term mortgages be the answer?
Recently, Stephen Poloz the Governor of the Bank of Canada, stated that he felt the country’s mortgage market needs…
Home renovations and how to finance it.
Is your home getting too small for your family and are you looking at renovations? If you plan carefully, you…
The Bank of Canada, and managing your mortgage.
It is important to take the time to plan and review your mortgage options, terms and conditions and prepare yourself…
Why should our commitment matter to you?
Our commitment as mortgage brokers, are to put you first! This shows in the way that we operate our business…
What banks look at when you apply for a mortgage
Buying a home is in most cases the biggest purchase people make and there’s a lot of factors to consider.…
Federal Budget 2019 - does it offer help to new homebuyers?
The budget offered help to new homebuyers, many of whom find it very difficult to afford to purchase in some…
Our commitment is to find the right mortgage for you in this volatile market.
Our commitment, as knowledgeable mortgage brokers, are to find the right mortgage for you, so that you can achieve your…
Tax Rebates for Homeowners
It’s that time of the year again when we are collecting our tax receipts to file our Personal taxes and…
Can you afford to Buy a Home?
Home ownership is becoming more and more elusive for young Canadians who fear going broke. The question is therefore, can…
As a first-time-homebuyer, how do you know when you're ready?
As a first-time-homebuyer you need to make sure you are ready, before you commit. Looking at the following signs will help you…
The difference between being Pre-qualified and being Pre-approved.
As a first-time-homebuyer, you should never start looking at properties until you have been Pre-qualified and Pre-approved. It is important…
Buying your first home, here is a Homebuying Step-by-Step guide.
Buying a home is one of the most important financial and lifestyle decisions you will ever make. To ensure you…
Interest rates casting a cloud on Canadian home sales.
Canada’s home sales skidded to the lowest level since 2012 last year, after dropping for four straight months through December,…
How much will a first time homebuyer have to use as a down payment.
As a first time homebuyer, buying a home is one of the biggest financial decisions you will make. It is…
Is your mortgage insurable, you may be able to get better rates.
Since we know that lenders can back-end insure our mortgages, and that this specifically makes these mortgage investments more attractive…
What should come first, the house or the car?
So you just got a shiny new car and now you want a shiny new home to go with it.…
Is your lender keeping money from you at mortgage renewal time?
For the first time since the early 1990’s the interest rates that banks base their fixed rate mortgage on,…
What is happening to the equity in your home?
Home equity, what does this term mean? It is the difference between the value for which you could sell your…
Are you looking to do some renovations to your home?
Is your home getting too small for your family? Are you looking to perhaps purchase a new property that will…
Curious about the affordability of a Single-Family home
Are you curious about what you need to earn to afford a single-family home across Canada? In Vancouver, you need…