What is the best Mortgage term now?
With interest rates at a historic low, Canadian homeowners and buyers are eagerly locking in new mortgages. The question however…
Who dropped the ball on mortgage deferrals?
When COVID-19 shut down the Canadian economy in March, homeowners across the country, facing the prospect of falling behind on…
While Mortgage Rates are low, should I think of refinancing?
While mortgage rates have been tumbling steadily over the last couple of months, many are now in record-setting territory. Should…
Buying a home now, or wait?
Housing markets across the country are changing swiftly – but with interest rates at historic lows, this might be a…
Mortgage Insurance Providers won't follow CMHC changes.
Mortgage Default Insurance, commonly referred to as Mortgage Insurance, is typically required by lenders when home buyers make down payment…
CMHC Mortgage Underwriting Changes
CMHC yesterday announced changes to their underwriting guidelines. These changes take affect July 1st, so any application submitted before that…
Qualifying rate drop, time for first-time-homebuyers?
The drop in qualifying rate might open the path for first-time-homebuyers.
CMHC is hinting at increasing the minimum Down Payment
If the minimum down payment policy change, will you still qualify for a mortgage?
Build a plan to move into your Dream home.
Use the time now to build a plan to buy your dream home.
Mortgage rates increasing, despite Bank of Canada rate drop
Fixed mortgage rates hiked, discounts on variable rates slashed as banks seek liquidity.
BoC lowers overnight rate and Big Banks are responding.
Big Banks are responding to the overnight rate cut by BoC.
Are you financially ready for a mortgage or will the change in Stress-test impact you?
If you feel financially ready for a mortgage, please contact us to see what you can qualify for.
Changes to the mortgage stress test, will it affect your buying power?
Will the changes to the mortgage stress test affect your buying power?
Your mortgage and divorce
Dividing a major asset during the divorce process can be less stressful if you know your mortgage options.
How to benefit from refinancing your property.
How to benefit from refinancing your property.
First Time Homebuyers are eager to be part of the real estate growth.
As a First Time Homebuyer, it is important to contact us, so that we can assist you with the process.
Investment property is a still a good choice.
If you are interested in buying an investment property, don't delay, contact us to see if it is a viable…
Overnight rate unchanged, time to refinance?
As predicted by the industry experts, the Bank of Canada kept its overnight rate at 1.75% last week. Many homeowners…
Survey shows most home buyers want the personal touch.
The recent annual Mortgage consumer Survey released by Canada Mortgage and Housing corporation (CMHC), showed that affordability was key for…
Should you make use of Home Equity Lending?
Home Equity Lending in Canada, is a general term that describes different types of loans in which the borrower uses…
With housing in full rebound, is this the time to purchase an investment property?
Statistics released by the Canadian Real Estate Association (CREA) last week, shows that national home sales rose for the seventh…
Do you need your property Appraised?
Do you need to get your property appraised? Here are a few tips that can help you get top market…
First Time Home Buyer Incentive Program
The first thing any prospective home buyer needs to do, is determine whether they can afford to buy the home…
Bank of Canada holds interest rate again.
The Bank of Canada held its overnight rate at 1.75% again on September 04th, citing the escalation in the U.S.-China…
New to Canada, do you qualify for a mortgage?
Being new to Canada will be an exciting time, but it can also come with many challenges. If you would…
Are you financially ready for a mortgage?
Canadian real estate prices are back to growing after seeing minor price declines for half of a year, so do…
Up to date with your Summer Maintenance?
Just like regular oil changes for your car, keeping up with regular home maintenance tasks will keep you from future…