CFMS can help qualified home buyers make their new home just right for them, with tailored improvements, immediately after taking possession of the purchased property.

If you’re thinking about renovating, there are lots of ways to finance it depending on the size of your project.

Since every homeowner’s financial needs are unique, it’s best to meet with us who can recommend the best solution for your needs.

With the Purchase Plus Improvements Program borrowers can:

  • Renovate their new home immediately after taking possession
  • Enjoy the convenience of having one mortgage payment
  • Benefit from lower interest rates
  • Enjoy the payment flexibility that comes with extended amortization
  • PLUS, we have an exclusive relationship with Above and Beyond Home Concepts!

How does it work?

  • You would need to provide the lender with a detailed quote for the work that is to be completed.
  • The lender will include the renovations into the mortgage approval.
  • The lender will hold back the renovation/improvement amount with the lawyer until the work is completed.

We have a program setup with Above & Beyond Home Concepts, to make this process easy and seamless.  They will help out with the quote, renovations, and the financing until the work has been completed.  All with a small deposit, so you do not need to fit the bill on the renovation costs.