Read Our Reviews

Client First Mortgages is rated 4.76 out of 5.0 stars based on 41 review(s).

---

Steve offers outstanding service! Covers all bases for very smooth transitions through the entire process. Thank you.

- Jamie Parkin

---

Great guy great service

- William Carrie

---

Excellent, professional, efficient. Impressive. Very thankful to have Steve organize the deal.

- Cheryl Harrington

---

I was very impressed with the service I received with ClientFirst. I highly recommend them. Very professional and knowledgable.

- Susan arnold

---

Very good

- Todd Wiebe

---

Steve was extremely helpful, knowledgeable and prompt. He made the process and my options easy to understand and I would highly recommend him to anyone.

- Glen Fishbook

---

Steve is fantastic, gets the job done with little fuss and he is clear in explaining the process and mortgage products

- Timothy McCutcheon

---

Great service! Thanks Steve!

- Clive Ivins

---

Thanks for the work and time you did Thanks again

- Ricky Vella

---

Steve was very organized, informative, punctual, and reassuring especially with everything going on with the pandemic and not being able to meet people in person.

- Brodie Procyk

---

Very professional, and well informed. I appreciated the advice and service. Steve kept me informed of the latest information and market advice, and quickly helped with my mortgage needs and future planning. I would definately recommend, and will use again Client First Mortgages.

- Susan Arnold

---

Steve is very professional and made the mortgage process quick and easy!

- Kent Senko

---

This was our first home purchase, Steve was very patient with us, not only explaining all the steps of the mortgage application process but also walking us through various scenerios and concerns.

- Robert Gora

---

I would highly recommend Steve DSouza as an amazing mortgage broker. This was my first experience with using a mortgage broker and I must say that he was so on top of every part of the process, extremely professional, and got us an amazing result in a very timely manner, especially through this COVID-19 time in our lives. I highly recommend using Steve DSauza for your mortgaging needs.

- Lynn Anderson

---

Steve made the mortgage process smooth and simple. As questions arose, communication was clear and helpful. As a first time a first time home buyer, the learning curve of finding an ideal mortgage resembled less of a mountain and more of a hill. Would recommend.

- Joel MacLean

---

Hey there Steve. You made the process smooth and informative; you brought clarity when answering questions and it couldn't have been a better process. The place is great, and our transition into it has been easy! We will definitely recommend your services to friends and family.

- Joel M and Aaron M

---

First Class

- Richard Brown

---

Steve was very helpful from the beginning. He was knowledgeable and professional. Highly recommended!

- Alan Braun

---

This was my first time using a Mortgage Advisor and I wasn't disappointed. Nathan was professional, helpful, knowledgeable, and so informative. I got a great rate on my mortgage. I would definitely recommend Nathan to my friends and family.

- Jennifer Baillie

---

Very professional and got me a great rate!

- Pamela House

---

great job

- Nelson Talbot

---

Great to work with; knows his stuff.

- Scott Walters

---

Had the privilege of working with Steve D'souza as my mortgage advisor. He went over and above for me and gave me all the information when it comes to the fine details of the mortgage and the best deal. Will definitely be recommending Steve to all my friends and family.

- William Lawless

---

We’ve worked with Nathan Isherwood twice now and the process is easy for clients who might not be doing mortgage applications often and his explanations are clear and easily understood.

- Greg Basham

---

We've worked with Nathan Isherwood twice now and the process is easy for clients who might not be doing mortgage applications often and his explanations are clear and easily understood.

- Greg Basham

---

Steve was easy to work with! He made the process smooth and reduced the stress of financing. His communications were clear and timely. We would definitely use his services again.

- Lisa-Dawn Markle

---

I highly recommend Steve & Nathan at Client First Mortgages! I will continue to use personally and recommend to my friends and family for all their new mortgage and re-financing needs!!

- Chase Shymkiw

---

I highly recommend Steve & Nathan at Client First Mortgages! I will continue to use personally and recommend to my friends and family for all their new mortgage and re-financing needs!!

- Chase Shymkiw

---

I highly recommend Steve & Nathan at Client First Mortgages! I will continue to use personally and recommend to my friends and family for all their new mortgage and re-financing needs!!

- Chase Shymkiw

---

I highly recommend Steve & Nathan at Client First Mortgages! I will continue to use personally and recommend to my friends and family for all their new mortgage and re-financing needs!!

- Chase Shymkiw

---

I highly recommend Steve & Nathan at Client First Mortgages! I will continue to use personally and recommend to my friends and family for all their new mortgage and re-financing needs!!

- Chase Shymkiw

---

Steve! Thank you so much for everything, the mortgage process was seamless and pleasant. Usually a stressful process but you made it so much better, Star and Nabi

- Setareh Doustdar-Haghighi

---

Steve always makes himself available, even for the most simple of questions.

- David McKillop

---

We recently purchased an investment property and had Steve help us out. He was able to get us qualified at a lower rate and for more money than the bank. He was a pleasure to work with.

- Brad Davis

---

We had a really short contract period but Nathan was able to get us approved at a great rate and without any hassles. The whole process was smooth and stress free. Thanks.

- Bradley Davis

---

Steve was so helpful, calm, and encouraging every step of the way - he made what could be a very stressful process as smooth and painless as could be. Thanks Steve!

- Natalie Jones

---

We are very happy with our dealings with Nathan. He was able to set up things for us quickly and answered any questions or concerns we had.

- Constance Robson

---

This is our second time using Steve as our mortgage broker. He goes above and beyond every time. Always answers questions we have no matter how big or small, and lets us know what is going on every step of the way! He’s amazing at his job and very knowledgeable!

- Jennifer Boyes

---

No one better than Nathan

- Michelle Lycan

---

Steve's caring and knowledge was essential.He is an asset to your company!

- Hooshang Jafarzadeh

---

Excellent experience. We will highly recommend Steve.

- Christopher Rankin

Build a plan to move into your Dream home.

The journey from home seeker to home buyer can be challenging – unless you have a well-defined plan and guidance from the right professionals. You can use the time now, to build a plan to buy your dream home. The next step is to keep informed of what is going on in the real estate market.

Whether we battle unknowns in the economy through the Coronovirus, increased unemployment, or the looming possibility of a recession, one thing that Canadians have always had in their corner is rising real estate prices. But will this pot of gold stay shiny this time around?

At the end of March 2020, the Real Estate Board of Greater Vancouver strongly recommended its 14,000 realtors not to hold open houses based on comments from government authorities. Some Realtors were encouraging buyers and sellers to hold off on the market if there isn’t a necessity, but the reality is that some people are still in a position where they need to find a home.

Needless to say, we are currently living through history. The immediate future for Canada’s housing market is uncertain. Real estate and residential development leaders across the country are trying to find solutions for their sales and marketing teams.

The Chief Economist with the BC Real Estate Association released his own predictions a couple of weeks ago and he isn’t too surprised by what’s in the RBC forecast. ‘We’re expecting at least a one-or two-month real estate stoppage of activity, and for the housing market that means not a lot of face-to-face interactions and probably not a lot of sales the next few months.’

According to RBC, property prices are expected to fall briefly in the second half of this year by about 3%.

Affordability in the Vancouver area still remains a problem. While the pre-tax median household income to housing costs ratio has fallen about 6 percentage points in the region in the past year, it’s still the highest in Canada at 80.4%. The BC Real Estate Association Chief Economist doesn’t expect a lot of change in housing prices in the Vancouver area, because supply and demand have fallen off. All the demand is really still there and we just need to get past this current unusual situation, he said.

The best-case scenario is we see an improvement in activity in the Fall. The industry observers expect the market to rebound strongly once the virus is beaten back with so much as an estimating home resales of more than 40% in 2021.

We believe that your best mortgage advice comes from a Mortgage Broker and we will keep you informed of the latest developments in the industry. If you need to have a look at your mortgage options, don’t hesitate to contact us.

Original Articles: www.bc.ctvnews.ca and www.business.financialpost.com